Sansure cc is an Authorised Financial Services Provider (License No. FSP12917) and a member of the Financial Intermediaries Association of Southern Africa (FIA). Our aim is to provide you with an intermediary/broker service from which you will obtain real value. A service that will exceed your expectations and contribute to your financial well-being. We are very experienced in the short term insurance industry and we are confident that our experience and knowledge will be of great benefit to you.
At Sansure cc you’ll receive a friendly partner to help guide you through the complexities of coverage options and insurance policy terms that can be so frustrating. If you see value in the power of personal relationships and understand that trust is earned not given, you’ll understand the vision of our Brokerage.
Our services are available nationwide with physical representation through its offices in the Western Cape and Gauteng, while the rest of the country is served via the electronic media (the internet, fax and telephone). We strive to ensure that our clients are well-informed and educated as to the intricacies of short-term insurance coverage and claims procedures and in this way avoid unpleasant surprises when a claim does occur. We believe in building long-term relationships and we go the extra mile to achieve this.
We employ highly qualified and skilled staff with extensive experience in short term insurance. We believe that Sansure cc is highly respected by both underwriters and the intermediary fraternity alike.
CONFLICT OF INTEREST
Conflict of Interest Register
All employees of Sansure cc must declare any situation that they think might constitute an actual, perceived or potential conflict of interest in a Conflict of Interest Register. The register includes details of the staff member or ISP concerned, details of the matter under consideration and the decision regarding how best to manage the disclosed conflict.
Processes, procedures and internal controls to facilitate compliance with the policy are being audited by the Branch Manager.
Non-compliance with this policy may negatively impact credibility and
Consequences of breaching this Policy
onSansure'sreputation, and may expose Sansure to large penalties and/or legal claims by third parties. If a staff member breaches this policy, he or she may face disciplinary action. In extreme cases, the employee may also be found guilty of fraud, which may have both criminal and civil repercussions. The Conflict of Interest Management Policy forms part of the Sansure personnel Contract Addendum.
Financial Interest - Specific Areas
While it is impossible to describe every circumstance that may or may not gives rise to a conflict of interest, the following examples will serve as a guide to certain types of activity that will generally not give rise to a conflict of interest: Hospitality e.g. meals; Sporting events e.g. golf days; Marketing and advertising, provided a fair value for the service, as would have been charged elsewhere. Personal gifts of nominal value at special occasions e.g. at birthdays or anniversaries is allowed provided that the cost of such gift is included in the calculation of "immaterial financial interest".
The list is available and can be emailed on request.
Third Party Interests
Sansure cc holds no ownership interest in any Third Party. No Third Party holds an ownership interest in Sansure cc.
Revision and Reporting
This Policy is reviewed annually and any changes are forwarded to all relevant persons.
This policy was compiled on 5 July 2010.
1 st Revision on 1 April 2012
2 nd Revision on 1 November 2015
3 rd Revision on 23 June 2017